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ColCap UK

At ColCap, we are delivering the future of mortgages now!

ColCap UK Expansion

In February 2023, ColCap expanded into the UK mortgage market through the acquisition of 80% shareholding in an existing UK digital mortgage lender – Molo Tech Limited.

In July 2024, ColCap completed the acquisition of the remaining shares in Molo, making Molo a wholly owned subsidiary of ColCap.

ColCap UK offers prime Buy To Let (BTL) mortgages through its subsidiary, Molo, targeting Expat, domestic and Non-UK resident borrowers. Coupled with portfolio acquisition and additional forward flow agreements across property lending,

ColCap is solidifying its position as a specialist lender in the UK.
Similar to ColCap Financial, mortgages are funded through warehouse funding to access the UK RMBS capital market.

ColCap Financial

Columbus Capital was established in 2006 and rebranded as ColCap in 2021

Privately owned with majority shareholding owned by the co-founder Executive Directors (CEO and COO), focusing on long term growth and business objectives.

ColCap incorporated its UK entities in 2022 and commenced UK mortgage lending in December 2022.

Our customer-facing brand

Borders don’t define our lending reach. We proudly open investment doors to domestic and international investors throughout Molo Finance, our subsidiary brand in the UK

ColCap Services

+£1.7 bn

mortgage applications so far

Number of mortgages applications submitted through the subsidiary Molo Finance

24/7

online access

Faster decisions through applications that are entirely online. Access to our servicing system at any time from any device

1st UK

pioneer technology

Investing in pioneer technologies for faster mortgage completion through automation

What we do

We believe in the delivering value to our customers by providing solutions for their residential property financing needs.

We empower them by generating opportunities through innovative product offerings, funding structures, and outsourced servicing infrastructures.

Funded through a combination of warehouse facilities and term capital market transactions.

Funded through a combination of warehouse facilities and term capital market transactions.

Diversity of product offerings – working closely with our partners to tailor branded and white label products.

Diversity of product offerings – working closely with our partners to tailor branded and white label products.

A comprehensive mortgage product suite catering for owner occupied, investor loans, construction and self managed super fund borrowers.

Building a balanced portfolio of specialist mortgage products across customer, asset and geographic types.

UK-wide distribution through mortgage managers, direct and mortgage brokers.

Processing tens of thousands of transactions per month.

Flexible servicing system, creating opportunity to develop innovative lending products.

Residential mortgage-focused loan portfolio in excess of $11 billion.

Residential mortgage-focused loan portfolio in excess of £1.7bn applications.