Our team

Bringing over 20 years of experience across various asset classes in the UK, Matt has held key mortgage leadership roles including heading up lending at Castle Trust, supporting Lloyds Bank's MMR implementation, serving as COO of Landmark Mortgages and, most recently, leading CHL Mortgages back into active lending in 2021 as Managing Director.

Paolo brings over 20 years of banking and finance expertise to his Director role at ColCap. He previously served for 12 years as Westpac’s Director of Structured Finance in Sydney, overseeing domestic and international client portfolios. Paolo also held past risk and treasury roles at RCI Bank in Paris and Rome.

Lynne French serves as Chief Operating Officer at Molo, bringing extensive operational and lending expertise from across the UK mortgage sector. Prior to joining Molo, Lynne was Director of Secured Lending Operations at Chetwood Bank, where she oversaw the bank's two lending brands, CHL Mortgages for Intermediaries and ModaMortgages. She has also held senior leadership positions with Masthaven Bank, Magellan Home Loans and Fleet Mortgages.

At Molo, Lynne is responsible for scaling the lender's operational platform to support continued growth while maintaining high service standards for brokers and their clients. She also leads the development of strategic partnerships that support Molo's long-term growth and innovation objectives.

With over 30 years of hands-on regulatory experience, Julie is a commercially-savvy compliance professional focused on customers and company growth. Her vision and creativity have successfully captured profitable markets and advanced strategic priorities at TSB, Co-Operative Bank, Diligenta, Investec and Target Group.

She leverages her extensive expertise across lending, investments and broader financial services to ensure regulatory compliance and drive business success. Julie’s career evolution from retail banking manager to specialised compliance roles exemplifies her commercially-attuned and achievement-oriented approach.

Rebecca has over 20 years of experience in the mortgage industry, with the past decade dedicated to driving technology transformation. She has led the implementation and operation of origination and servicing platforms, as well as the migration of multiple portfolios. Prior to joining Molo, Rebecca has supported Pepper Europe and OneSavings Bank, and most recently served as CIO at CHL Mortgages.

Roy brings over 45 years of expertise in financial services, with experience across both High Street and Specialist lenders. A respected authority in Risk & Compliance, Roy has held senior roles, including Head of Risk & Compliance at Kensington Mortgages and Chief Risk Officer at LendInvest. His industry impact includes significant contributions to the Mortgage Market Review response for UK Finance (formerly CML) and playing a pivotal role in Kensington’s return to regulated lending. More recently, Roy led LendInvest’s successful entry into buy-to-let lending and played a crucial part in their landmark securitisations. He remains a key figure on the UK Finance BTL Committee.